One quick conversation to the lowest rate loans in the agricultural market.

ADVANCE PAYMENTS PROGRAM

The Advance Payments Program (APP) is a Government of Canada program which supports the provision of cash advances to producers across Canada.

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COMMODITY LOAN PROGRAM

The Commodity Loan Program (CLP) was developed in 1992 to assist farmers in financing their crop planting, cultivating, and harvesting expenses in Ontario.

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What our clients are saying...

"By taking advantage of the APP we were able to dramatically reduce our bank and trade debt and save thousands in interest and fees....and ACC staff was there with timely advice as we re-structured. Our COGS is down with targeted production made possible by APP funding. ACC staff make the application process smooth and professional. They are a pleasure to work with!"

Brent Mooney

Langley, British Columbia

"It is so much easier now that[sic] years in the pass[sic]. It is awesome that it has come this far to making farmer life's easier to get the paper work done. Thank you again for you awesome help that only took two minutes to complete."

Kellylane Holsteins

Fenwick, Ontario

"Having utilized the $100,000 Interest Free portion of the Advanced Payments Program administered by ACC for the past number of years, I am able to market my crops in a manner to maximize MY financial bottom line. The fee is negligible especially now that I can roll harvested crop into the Storage portion of the program ‘fee free’ also! New changes with multi-year applications make this a no-brainer for any serious grain and oilseed producer."

Steve Twynstra

Ailsa Craig, Ontario

"I like borrowing from ACC because it is so convenient for me. I phone my acreages to ACC, tell them my production insurance yield, fax my witnessed signature and in a couple of weeks the money is in my bank account. That simple!"

John Gillespie

Ayr, Ontario

“I really love this program…Even if you go over the interest-free it's still a good [interest] rate...I can increase my operation 30% almost per year now!"

Kolkman Grains & Oilseed Ltd.

Monkton, Ontario

"I believe that ACC’s Commodity Loan Program and Advanced Payment Program products can be valuable tools for Canadian producers to manage cash flow and optimize the profitability of their farms."

Michael Hoffort

President & Chief Executive Officer, Farm Credit Canada

Associated Organizations

Recent News

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Agricultural Credit Corporation Welcomes Two New Directors to Board

Jun 3, 2024 | Agricultural Credit Corporation (ACC) has appointed AJ Gill and Brodie Berrigan to its Board of Directors. This decision, made at the 2024 Annual Meeting, aligns with ACC's mission to enhance leadership and support for Canadian farmers. AJ Gill, a Partner at MNP and Director of Agriculture Risk Management Resources, has a notable history with federal and provincial governments and community organizations. Brodie Berrigan, Director of Government Relations and Farm Policy at the Canadian Federation of Agriculture, has extensive experience in federal departments and policy advocacy. Their addition to the board is expected to bring innovative ideas and strong advocacy for the agricultural community. ACC, established in 1992, is a not-for-profit that provides low-cost operating loans to Canadian producers, with a significant track record in supporting the agricultural sector.

Minister MacAulay raises interest-free limit of the Advance Payments Program to $250,000 for 2024

Mar 25, 2024 | Today, the Honourable Lawrence MacAulay, Minister of Agriculture and Agri-Food, announced that the interest-free limit of the Advance Payments Program has been set at $250,000 for the 2024 program year. This is the portion of advances on which the Government of Canada pays the interest on behalf of producers.

Government of Canada further increases interest relief to help producers manage financial challenges

May 10, 2023 | In recognition of the significant financial challenges facing Canadian producers, the Minister of Agriculture and Agri-Food, the Honourable Marie-Claude Bibeau, today confirmed that the interest-free limit of the Advance Payments Program has been increased from $250,000 to $350,000 for the 2023 program year, effective May 8, 2023. This is the portion of advances on which the Government of Canada pays the interest on behalf of producers.